PPF Calculator

Calculate your Public Provident Fund returns, interest earned, and final maturity amount.

PPF Account Summary

Total Investment

₹0

Total Interest Earned

₹0

Maturity Amount

₹0

Why Use a Public Provident Fund (PPF) Calculator?

The Public Provident Fund (PPF) is one of the most popular long-term savings and investment schemes backed by the Government of India. It offers guaranteed, risk-free returns and falls under the EEE (Exempt-Exempt-Exempt) tax category, making both the interest earned and the PPF maturity amount entirely tax-free.

Using our online PPF calculator helps you plan your retirement and wealth creation goals. By inputting your yearly investment, you can instantly see how the power of compounding works over the mandatory 15-year lock-in period and beyond if you choose to extend your account.

Frequently Asked Questions about PPF Calculation

What is the minimum and maximum investment in PPF?
You must invest a minimum of ₹500 per financial year to keep the account active. The maximum amount you can invest in a PPF account is ₹1,50,000 per financial year to claim tax deductions under Section 80C.
How is the PPF interest calculated?
PPF interest is calculated monthly on the lowest balance between the 5th and the end of the month. However, this interest is compounded and credited to your account annually at the end of the financial year.
Can I extend my PPF account after 15 years?
Yes! After the initial 15-year maturity period, you can extend your PPF account in blocks of 5 years, either with or without making further contributions, while continuing to earn tax-free interest.

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