SSY Calculator

Calculate your Sukanya Samriddhi Yojana maturity amount and secure your girl child's future.

Minimum ₹250, Maximum ₹1.5 Lakh per year.
Must be 10 years or younger to open an account.
Current Govt. rate is approx 8.2%.

Sukanya Samriddhi Account Summary

Maturity will be reached at Age: 21

Total Amount Invested

₹0

Total Interest Earned

₹0

Estimated Maturity Amount

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Why Should You Use a Sukanya Samriddhi Yojana Calculator?

The Sukanya Samriddhi Yojana (SSY) is a government-backed savings scheme launched under the "Beti Bachao, Beti Padhao" campaign in India. It is specifically designed to help parents build a secure financial fund for their girl child's higher education and marriage. With guaranteed returns and an attractive Sukanya Samriddhi interest rate, it is one of the best risk-free investments available.

Planning for a 21-year horizon can be mathematically complicated. Our online SSY Calculator instantly computes the power of compounding applied to your annual deposits. Under the scheme rules, you only need to make deposits for the first 15 years. From year 16 to 21, the account continues to earn interest without requiring any fresh deposits. Using this tool gives you an accurate projection of the final SSY maturity amount.

Frequently Asked Questions About the SSY Scheme

What is the deposit duration and maturity period of SSY?
You have to make deposits for 15 years from the date of opening the account. The account matures upon completion of 21 years from the date of opening, or at the time of the girl child's marriage (after she turns 18), whichever is earlier.
What is the minimum and maximum investment limit?
To keep the account active, a minimum deposit of ₹250 per financial year is required. The maximum deposit limit is ₹1,50,000 per financial year, which also qualifies for tax deductions under Section 80C.
Is the SSY maturity amount completely tax-free?
Yes! The Sukanya Samriddhi Yojana falls under the highly favorable EEE (Exempt-Exempt-Exempt) tax category. This means your deposited amount, the interest earned every year, and the final maturity amount are all entirely exempt from income tax in India.

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