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Incoterm Cost Split Calculator

Estimate seller, buyer and unallocated logistics costs under Incoterms 2020 using editable cost components and term presets.

Estimate an Incoterm cost split

Apply a simplified Incoterms 2020 payer preset to common cost components, then review or override each allocation before totaling seller and buyer costs.

Cost componentAmountPayer
Seller-allocated cost—
Buyer-allocated cost—
Unallocated / optional—

Incoterms 2020 cost split calculator

ICC Incoterms 2020 rules define seller and buyer obligations for delivery, risk, carriage-related tasks, export/import formalities and certain costs. They are not simply a “who pays freight” code. The named place or port is part of the rule and can materially change where delivery and risk transfer occur. ICC Incoterms rules information.

How to use this calculator

Select a rule to load a simplified payer preset, enter your actual cost estimates, and then review every payer cell. The preset intentionally leaves cargo insurance unallocated except under CIF and CIP, because most other Incoterms rules do not require either party to obtain cargo insurance even though one party may choose to do so.

Cost allocation is not the same as risk transfer

Under some “C” rules the seller pays main carriage to a destination while risk transfers earlier. Do not infer risk transfer from the larger cost total. Use the exact Incoterms 2020 rule and named location in the sales contract, and separately review insurance and carrier terms.

Important exclusions

This estimator cannot encode every terminal handling charge, local customs practice, VAT/GST treatment, security filing, container demurrage or contract variation. DDP can create especially significant import-tax and registration obligations for the seller. Use the calculator for quote comparison and landed-cost planning, then validate with trade/compliance professionals.

Frequently asked questions

Do Incoterms decide who owns the goods?
No. Incoterms address delivery obligations, costs and risk allocation, not title/ownership or payment terms unless the contract separately defines them.
Which Incoterms require seller-arranged insurance?
CIF and CIP include seller insurance obligations, with different prescribed coverage levels under Incoterms 2020. Other terms do not automatically require cargo insurance.
Why are some costs marked unallocated?
Because insurance, terminal fees and contract-specific carriage items cannot always be assigned accurately from the three-letter rule alone without the named place and contract details.
Can I use FOB for container shipments?
ICC guidance often points to FCA where goods are handed to a carrier before loading on board; choose the rule that matches the actual delivery process and obtain trade advice when needed.