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Rental Yield Calculator

Calculate gross and net rental property yield from property value, rent, vacancy and annual operating expenses.

Calculate gross and net rental yield

Compare annual rent with property value and operating costs to estimate gross and net rental yield.

Gross yield ignores vacancy and operating expenses. Net yield is more informative but still depends on what expenses are included and whether value means purchase price or current market value.
Gross rental yield—
Net rental yield—
Estimated annual NOI—
Effective annual rent—

How the Rental Yield Calculator works

Gross rental yield is annual scheduled rent ÷ property value. This tool also estimates effective rent after vacancy/credit loss, subtracts annual operating expenses to create a simplified NOI, and divides that NOI by property value for a net yield. Financing is intentionally excluded so the result describes the property rather than the investor’s loan.

How to use this rental yield calculator

Enter either acquisition cost or current property value—but use the same basis when comparing assets—then monthly gross rent, expected vacancy/credit loss and annual operating expenses. Expenses can include items such as management, maintenance, insurance and property tax if those belong in your chosen NOI definition.

How to interpret the result

Gross yield is easy to compare but can make a high-expense or high-vacancy asset look better than it is. Net yield makes operating drag visible. A negative NOI produces a negative net yield, which is a signal to inspect rent, vacancy and cost assumptions rather than forcing a positive percentage.

Assumptions and limitations

This is not cash-on-cash return because it does not include debt service or investor equity. It also does not include appreciation, sale proceeds, income tax or principal paydown. Expense definitions and current-vs-purchase value choices can materially change the ratio, so document them alongside the result.

Practical example and workflow

At 45,000 monthly rent, scheduled annual rent is 540,000. With 5% vacancy and 120,000 of operating expenses, estimated NOI is 393,000. Against a 6 million property value, net rental yield is about 6.55%, compared with a 9% gross yield.

Frequently asked questions

What is gross rental yield?
Annual gross rent divided by property value, expressed as a percentage.
How is net rental yield different?
Net yield reduces rent for vacancy/credit loss and subtracts operating expenses before dividing by property value.
Does rental yield include mortgage payments?
Not in this calculator. Financing is excluded; use cash-on-cash return or DSCR for financing-related analysis.
Should I use purchase price or current value?
Either can be useful, but use a consistent basis for the question you are answering and when comparing properties.